FLO Field Officer Micro Loans Officer

Job description - Micro Loans
Department
Frontline – MFI
Designation
Micro Loans Officer
Reports to
Meeting Centre Manager
Duties and responsibilities
1.
Starting business in a new village
a.
Village identification within the radius
b.
Feasibility study of the village based on demographics, activities and financial needs of the customers
c.
Assist the MC-IC in making the village approval
2.
Sourcing of business
a.
Identification of customers and forming of Joint Liability Groups
b.
Filling up of the application form
c.
Verification of the residence and business of the customer
d.
KYC verification
e.
Pre-disbursement training
f.
Visiting potential customers in order to develop business
3.
Disbursements
a.
Collection of KYC documents
b.
Assisting the MC-IC for disbursement activity completion
c.
Loan documentation
4.
Collection of current dues
a.
Collect the collection sheets and stickers from MC-IC
b.
Group-wise collection as per scheduled time by following the process
c.
Deposit of collection money
d.
MERC entry
5.
Collection of over dues
a.
Follow up with the customers with updated data report of assigned portfolio
b.
Collection of money as per process
c.
Depositing the money in bank
d.
MERC entry
e.
Assist the MC-IC in initiating action against the defaulters





Salary - 2.16 to 2.34 LPA (18000 to 19500 Monthly CTC) ESIC & PF

With lucrative Incentive upto 40k

Petrol allowance upto 4k

Group Mediclaim coverage: 1 lakh - covers Self , spouse and Children.
Group Personal Accident coverage - 20 lakhs.

Group Term Life insurance Coverage - 10 lakhs.
Health check-ups


We don't offer home location jobs; relocation is required for males, minimum 20 km away.



Early Morning Reporting


For Females - Home location only considered.


Please find the below information of FLO- (Field Officer) profiles Job Description & eligibility criteria information
1. Graduate

2. Fresher & Experienced candidates both can only ( min 6 months ) of experience with experience proof.

3. Job location: 40 to 70 km minimum for Male only

4. Age 20 to 33 years.

5. Candidates must have a bike with a valid license

6. Ready to work in early morning sessions.

7. Sales & collection

Job description - Micro Loans
Department
Frontline – MFI
Designation
Micro Loans Officer
Reports to
Meeting Centre Manager
Duties and responsibilities
1.
Starting business in a new village
a.
Village identification within the radius
b.
Feasibility study of the village based on demographics, activities and financial needs of the customers
c.
Assist the MC-IC in making the village approval
2.
Sourcing of business
a.
Identification of customers and forming of Joint Liability Groups
b.
Filling up of the application form
c.
Verification of the residence and business of the customer
d.
KYC verification
e.
Pre-disbursement training
f.
Visiting potential customers in order to develop business
3.
Disbursements
a.
Collection of KYC documents
b.
Assisting the MC-IC for disbursement activity completion
c.
Loan documentation
4.
Collection of current dues
a.
Collect the collection sheets and stickers from MC-IC
b.
Group-wise collection as per scheduled time by following the process
c.
Deposit of collection money
d.
MERC entry
5.
Collection of over dues
a.
Follow up with the customers with updated data report of assigned portfolio
b.
Collection of money as per process
c.
Depositing the money in bank
d.
MERC entry
e.
Assist the MC-IC in initiating action against the defaulters





Salary - 2.16 to 2.34 LPA (18000 to 19500 Monthly CTC) ESIC & PF

With lucrative Incentive upto 40k

Petrol allowance upto 4k

Group Mediclaim coverage: 1 lakh - covers Self , spouse and Children.
Group Personal Accident coverage - 20 lakhs.

Group Term Life insurance Coverage - 10 lakhs.
Health check-ups


We don't offer home location jobs; relocation is required for males, minimum 20 km away.



Early Morning Reporting


For Females - Home location only considered.


Please find the below information of FLO- (Field Officer) profiles Job Description & eligibility criteria information
1. Graduate

2. Fresher & Experienced candidates both can only ( min 6 months ) of experience with experience proof.

3. Job location: 40 to 70 km minimum for Male only

4. Age 20 to 33 years.

5. Candidates must have a bike with a valid license

6. Ready to work in early morning sessions.

7. Sales & collection