- Rojgaar Mela
- Closed
Field Officer
DJT MICROFINANCE PVT LTD Sales / BD Posted 21 Mar 2026
- Salary
- ₹12,500 /month
- Job location
- Agra & Across Uttar Pradesh
- Experience
- Up to 3 years
- Openings
- 150
About the role
📌 Field Officer Job Description (Microfinance)
🔹 1. Client Identification & Group Formation
• Identify potential borrowers (often women or small entrepreneurs).
• Form and manage Self-Help Groups (SHGs) or Joint Liability Groups (JLGs).
• Educate clients about loan products, rules, and responsibilities.
🔹 2. Loan Processing
• Collect loan applications and required documents.
• Conduct field verification (income, residence, business activity).
• Assess creditworthiness and repayment capacity.
• Recommend loan approval to the branch.
🔹 3. Disbursement of Loans
• Assist in loan disbursement procedures.
• Ensure clients understand repayment schedules and terms.
• Maintain proper documentation.
🔹 4. Collection & Recovery
• Visit clients regularly to collect repayments (weekly/monthly).
• Track overdue accounts and follow up on defaults.
• Maintain high repayment rates (very important KPI).
🔹 5. Relationship Management
• Build trust with borrowers and communities.
• Handle client queries and complaints.
• Provide financial literacy and guidance.
🔹 6. Monitoring & Reporting
• Maintain daily records of collections and meetings.
• Submit reports to branch managers.
• Monitor group discipline and attendance.
🔹 7. Field Work & Travel
• Travel extensively to villages/communities.
• Conduct group meetings and center meetings regularly.
🧾 Skills Required
• Communication and interpersonal skills
• Basic financial knowledge
• Local language proficiency
• Ability to travel and work in the field
• Problem-solving and negotiation skills
🔹 1. Client Identification & Group Formation
• Identify potential borrowers (often women or small entrepreneurs).
• Form and manage Self-Help Groups (SHGs) or Joint Liability Groups (JLGs).
• Educate clients about loan products, rules, and responsibilities.
🔹 2. Loan Processing
• Collect loan applications and required documents.
• Conduct field verification (income, residence, business activity).
• Assess creditworthiness and repayment capacity.
• Recommend loan approval to the branch.
🔹 3. Disbursement of Loans
• Assist in loan disbursement procedures.
• Ensure clients understand repayment schedules and terms.
• Maintain proper documentation.
🔹 4. Collection & Recovery
• Visit clients regularly to collect repayments (weekly/monthly).
• Track overdue accounts and follow up on defaults.
• Maintain high repayment rates (very important KPI).
🔹 5. Relationship Management
• Build trust with borrowers and communities.
• Handle client queries and complaints.
• Provide financial literacy and guidance.
🔹 6. Monitoring & Reporting
• Maintain daily records of collections and meetings.
• Submit reports to branch managers.
• Monitor group discipline and attendance.
🔹 7. Field Work & Travel
• Travel extensively to villages/communities.
• Conduct group meetings and center meetings regularly.
🧾 Skills Required
• Communication and interpersonal skills
• Basic financial knowledge
• Local language proficiency
• Ability to travel and work in the field
• Problem-solving and negotiation skills
Skills
- Sales And Marketing
Who can apply
- Eligible qualificationsHSC/Intermediate
- Age limit18 – 30 years
- ExperienceUp to 3 years
- SubjectSales / BD
How to apply
-
1
Online application
Submit your application on this page before 03 Oct 2026.
-
2
Random Selection
The employer reviews applications and contacts shortlisted candidates.
-
3
Track your application
See every update under My Applications in your account.
Required Documents
Download official notification (PDF)FAQs
Who can apply?
Eligible qualifications: HSC/Intermediate. Age limit: 18 – 30 years. Experience: Up to 3 years.
What is the last date to apply?
Last date: 03 Oct 2026
How do I apply?
Apply online on this page. Sign in, complete your profile, and submit before the last date.
